ADT® Authorized Dealer Serving Montgomery, Selma, and The Surrounding Area
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September 08, 2026

Will A Home Security System Reduce Insurance Rates In Montgomery?

Absolutely! Most insurers offer discounts for home security systems in Montgomery, typically ranging from 5-20% depending on serveral factors. Discounts vary widely based on the insurer, your location, and the sort of system you select. Discover how to get the most savings while giving your loved ones the best protection possible

Why Do Insurers Offer Home Security Discounts?

Security systems reduce the risk of burglary, which means there’s a lower chance the insurer will have to pay a covered claim. If you have monitored smoke detectors, water sensors, and CO sensors connected to your home’s security, the risk of damage caused by fires and flooding is lowered as well. You’re assisting the insurer by minimizing their risk of paying. As a result, they’re happy to offer a premium discount.

What Montgomery Home Security Systems Give You The Largest Discount?

Of course you want to save as much as you can. Here are some tips:

  • Get a monitored system. A system monitored by professionals is the best choice for your loved ones, and it’s generally required by insurance companies to qualify for a discount. Get peace of mind and save some money to boot.

  • Include monitored safety devices. Chances are you’ll earn additional savings by minimizing the risk of damage as a result of fires, CO leaks, and flooding. Getting your CO detectors, fire alarms, and water sensors professionally monitored also gives your family a critical backup during emergencies.

  • Opt for a comprehensive system. Opting for a layered defense with exterior and interior cameras, contact sensors, motion sensors, smart locks, and more, will be looked upon favorably by the carrier and likely bring more savings.

Setting up a surveillance camera by itself doesn’t automatically get you a discount. Know that your system needs to be monitored by professionals. 

Steps For Getting Your Home Security Insurance Discount In Montgomery

Step one of getting a discount on your premiums is to reach out to the insurance company once you’ve installed your security system. They’ll likely want to see proof such as a monitoring contract or alarm monitoring certificate. Top home security companies like ADT have experience with insurers and can help with the required documentation.

ADT Systems Check All The Boxes For Insurance Discounts

If you want the best protection and an insurance discount, go with an ADT security system in Montgomery. Boasting the largest monitoring network in the U.S., ADT provides the best in round-the-clock professional monitoring. You’ll also appreciate multi-layered systems with surveillance cameras, smart locks, safety alarms, and more.

What Will You Save? Design Your New ADT System In Montgomery Today

The greatest perk of ADT security systems is the outstanding protection they provide for your Montgomery family. Getting discounts on your home insurance premiums is a nice bonus. Build your new system today by contacting the ADT authorized dealers at Secure24 Alarm Systems. Dial (334) 219-7426 or fill out our form on this page.

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